Monthly Archives: March 2014

A New Home: Life in London Through The Eyes of an Expat

apartments

Living in London is the dream of many expats. The city’s diverse population and beautiful landmarks attract thousands of visitors every year. For newcomers, apartments in Knightsbridge, Chelsea, and Richmond are popular options. You will be happy to discover that London is an accessible place to settle in. But before you get ready for moving to the city, you should choose the right neighbourhood.

apartments

Prioritise your safety

When you move to London, you should base your choice of neighbourhood on safety. Proximity to police stations is a major bonus for renters. Pay attention to the surroundings to get an idea of what to expect. If you can, take the time to talk to neighbours. Know the area’s crime rate, and go from there.

Consider your lifestyle

Look for a place that best suits your lifestyle and interests. Think about what amenities you would like to have nearby. Focus on easy access to nightlife or cultural amenities. For many foreigners, great neighbourhood entertainment options can make the difference between a house and a home.

Know the easy access to necessities

Another thing you should think about is how to get to important places, such as schools, grocery stores, and hospitals. In communities near the city, prime locations are typically close to public transit options. If your place is a short walk from your workplace, you are likely to save more money in the future.

Finding apartments in Knightsbridge requires a clear idea of what you want from your new home. You need to know where you are willing to live, and that generally means understanding your lifestyle before you even start looking.

Resources:

http://www.expatexchange.com/ctryguide/4109/1/UK/Expats-in-London-10-Tips-for-Living-in-London
http://www.check-in-london.com/destinations/london/knightsbridge-and-chelsea/knightsbridge.aspx
http://www.internations.org/london-expats/guide/moving-to-london-15499

Buy, Rent, or Build: Which is the Right Option?

house and land packages

Deciding whether to buy, build, or rent, depends on your budget and how long you plan to stay in the property. There are also pros and cons to every option. Read on know more about choosing your next home.

house and land packages

Buying

A new house and land package is a great investment. It can be much better than renting, as it will build equity and give you access to tax breaks. If your home increases in value, you can use the equity to purchase a bigger home or fund your retirement. Its only setback is that you need to prepare a huge down payment to purchase.

Renting

Renting is an ideal choice for those who can’t afford a large down payment. It allows you to explore an area before making a commitment to homeownership. There are downsides, though. The owner of the property dictates what pets you can have, how you can decorate, or how you can entertain guests. You also have no control over the fluctuation of your rent.

Building

Building gives you the freedom to design a home that fits your needs. But when the housing market is slow, this may not be a good financial decision. There are also plenty of factors to consider when building your home. You need to find a suitable lot, create a house plan, and hire reliable contractors.

Weigh the advantages and disadvantages of each option before you make a decision. Make sure it fits your preferences, needs, and budget. Get more information about house and land packages by visiting developments, like Modeina, if you think you’re ready for home ownership.

Why Foreign Investment in Hong Kong is Ideal

company registry

Hong Kong is one of, if not the best location to start a business in Asia. With all the tax exemptions, import and export opportunities, and well-developed financial hubs, foreign investors shouldn’t miss out on the investment opportunity that is Hong Kong. Here are some reasons why foreign investment is ideal in Hong Kong:

company registry

1. Hong Kong has no restrictions on foreign investment, so anyone from overseas can invest and own up to 100% of stocks. The only exemption is state-owned activities because foreign ownership shouldn’t go over 49%.

2. The government doesn’t have a targeted incentive system for foreign investors. This is why it’s easy to invest, expand, or even apply for company registry in Hong Kong. In addition, they offer free market policies and don’t interfere with foreign investors bringing their capital through open exchange markets.

3. Foreign investors don’t have to go through investment approval procedures. According to the law, Hong Kong protects the “free movement of goods, intangible assets, and capital.” All you have to do is complete the requirements of the Companies Ordinance Cap. 32.

Find experts offering company registry in Hong Kong to help you with the necessary preparations. They’ll guide you through every step of company formation and registration process to make your investments worth it.

A Reason to Smile: Easing Your Dental Fears

Smiling Woman

According to the Anxiety Disorders Association of America, around 15% of Americans have dental phobia. The fear of the unknown and childhood dental visits are some of the most common reasons why some people carry the fear well into adulthood. If the same is true for you, visiting dental clinics that offer family dentistry in Bountiful or anywhere in Utah might help get rid of this phobia.

beautiful smile

1. Childhood Dental Visits – If the experience isn’t good during your child’s first and succeeding dental visits, they’ll most likely remember these as they grow older and become adults. This is why it’s ideal to bring them to a family dentist. From toddlers to the elderly, family dentists know how to work with patients coming from different age groups.

2. Dental Skills – After completing a four-year education, family dentists have to study another two to three years with practice applied on different kinds of patients. If the family has the same dentist, then fears are easily solved or not developed entirely. This is because they’ll believe that everyone trusts the dentist’s expertise.

A dental visit shouldn’t be frightful. Look for dental experts offering family dentistry services in Bountiful, Utah or anywhere you live to help your loved one get rid of their dental phobia.

Sources:

http://www.yourdentistryguide.com/family/
http://www.nhs.uk/Livewell/dentalhealth/Pages/Fearofthedentist.aspx
http://www.doctoradrian.com/

Preparing for the Unknown: The Importance of Life Insurance

holding a life insurance file

The goal of most young people is to start a business, buy a new car, or invest on things you deem important at the moment. As you grow older, however, your financial goals are bound to change.

holding a life insurance file

Image by Moolanomy | License: CC BY-SA 2.0

Life insurance is a fundamental part of financial preparedness. If you don’t have don’t already have coverage, it’s high time to start thinking about it.

Life insurance doesn’t always require full underwriting. With no medical exam life insurance, coverage often starts shortly after approval. This policy uses a simplified form of underwriting, allowing you to secure protection for your loved ones without visiting a physician.

If you’re thinking about your medical condition, don’t fret as there are companies out there that can help you get life insurance even without medical exam.

Pay Off Debts and Other Expenses

Aside from covering daily living expenses, your family needs insurance to cover mortgages, car loans, and other outstanding debts like credit cards. Life insurance also covers funeral and burial costs. In case the unfortunate happens, you wouldn’t want to leave your loved ones with any financial burdens.

Leave an Inheritance

Life insurance allows you to name your loved ones as beneficiaries for any inheritance. This is a great way to set your children up for a solid financial future.

No one knows when we will leave this world. Protect your loved ones from the unknown by getting life insurance today.

Resources:

http://www.lifenetinsurance.com/products/no-exam-life-insurance/
http://articles.economictimes.indiatimes.com/2014-03-05/news/47933620_1_direct-taxes-code-tax-benefits-income-tax-act
http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2011/05/17/6-reasons-you-need-a-financial-plan

The Technical Considerations for Colocation Data Centers

data center

With Internet companies requiring uptime similar to telecommunications companies, the market quickly commercialized colocation for Internet servers. During the 1990s, the telecommunications industry over-built data centers that have been repurposed as new data centers offering colocation services. As a result, small and medium sized businesses now have local access to the same industrial class data centers as large companies.

data center

If you’re planning to use a data center with colocation services, keep in mind that there are many issues involved in designing, building, and operating them. These issues include:

Physical Space

The physical space is where the server sits, and companies equip it with fire prevention, protection, and recovery; flood prevention, monitoring, and recovery; static management; and access control systems.

Connections

Connections refer to the power and Internet connection sources of a colocation data center. These sources should be in a separate room from the servers, as a considerable number of equipment is required to manage the power and Internet connectivity of a data center.

Additional Services

The additional services maintain the servers. When businesses collocate their servers to another data center, these services can be critical to a successful and low risk experience.

At the core, colocation is the market’s response to the enormous capital required to provide high-quality and reliable environments for critical communications equipment. As such, while businesses may be hesitant to use the practice at first, they need to remember that the telecommunications industry has succeeded with it for decades.

Sources:

http://ist.berkeley.edu/services/is/dc/colo_service
http://www.computerworld.com/s/article/9218207/Grow_your_data_center_with_colocation
http://www.datacenterjournal.com/data-center-colocation-2/data-center-colocation/

Four Reasons Melbourne is The World’s Most Liveable City

Melbourne at night

What makes a city liveable? For three consecutive years, Melbourne claimed the position as the best city in the world to live in. With its beautiful parks and enviable location, it’s no wonder many people want to live here.

Melbourne at night

Here are some reasons the city is the best place to call home:

Make your dream lifestyle a reality

Melbourne offers the flexibility to create your dream home. You can easily find a land for sale and create your dream lifestyle. Working with professionals such as Ray White or The Hunt Club is the key to find the right property.

Street art everywhere

Melbourne has an amazing number of impressive laneways rich in arts, bar, and cafes. It also boasts attractive parks. The city embraces street art: its laneways are full of graffiti and stencil art. It gives a thrill of discovery when you visit it. Buying a house for sale in Cranbourne and nearby areas means you’ll enjoy seeing these.

Free beer during haircuts

What is more exciting than getting a haircut and receiving a complimentary beer? It’s possible in Melbourne, as some salons offer a free beer and massage while waiting for your haircut.

Friend in fashion

Melbourne is a fashion capital with two major fashion shows every year. Many international brands and local designers offer a series of events that celebrate fashion.

Whether it’s the house and land packages for sale, art, or relaxation, Melbourne seems to have it all in a colourful and artistic environment. It often comes out tops on global liveability surveys and it’s not hard to see why.